Post Archive

This article was originally published on Forbes on January 5, 2021.   New Changes for IRA and 401(k) Owners Likely Overhyped It’s been almost two decades since the IRS updated the life expectancy tables that govern IRA distributions. These tables calculate your annual required minimum distribution (RMD), which is the rate at which retirees over…

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Barry Glassman spoke with Sharon Epperson on CNBC’s Power Lunch about strategies to overcome the Yield Drought, a phrase he coined for today’s low-yield environment.  In the interview, Barry points out 4 things retirees and investors can do now to potentially improve their investment income.  Click here to see the interview. Our research paper,  “The Yield…

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I had a conversation recently with John Waggoner, the personal finance columnist for USA Today where we talked about the assumptions that many people still make about retirement, such as retirees will spend less money in retirement (they don’t), they can safely withdraw 4%-5% each year for living expenses (it depends), and the need to…

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With Ben Bernanke’s announcement yesterday that the Fed intends to keep rates near zero for the next two years, retirees and those who depend on income from their savings remain in a yield drought wasteland with no apparent end in sight. The Glassman Wealth Services white paper, The Yield Drought – Retirees’ Greatest Challenge reveals…

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Barry Glassman, CFP talks to Mark Miller of Reuters about how rising interest rates could yield a big change in retirement security. Will higher interest rates save retirement for seniors? The recent bond market rout may be bad news for bond investors and anyone planning to refinance a mortgage anytime soon. And it’s certainly not…

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The Yield Drought – Retirees’ Greatest Challenge The US government continues to bail out banks, homeowners and the economy at the expense of retirees and conservative investors. As a result, we are suffering from a serious yield drought. Glassman Wealth Services’ Yield Drought report explains the reasons for our current low-yield environment and the strategies…

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