Post Archive

Quarterly estimated tax payments or other large expenses can create cash flow challenges in situations where a client doesn’t have cash on hand because income distributions from their small business or employer are inconsistent.  These large cash outflows such as tax payments, home improvements, college tuition or other major expenses may not coincide with their cash flow and it’s necessary to…

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Estate Planning with GRATs

This article was originally published on September 14th, 2016, and updated as of July 18th, 2018. Effective estate planning is often a long, ongoing process, and it doesn’t happen overnight. It’s difficult to remain focused on the long term benefits of different strategies, especially when they don’t work 100% of the time. One strategy we often…

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A good personal finance calculator should be simple to use and understand, but still provide valuable information to the user.  These types of calculators are challenging to find: Google searches tend to return a sizable list of tools, but many are attached to a sales pitch or annoying ads. Below is a small list of calculators…

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At some point, many people come to a place where they need to hire professional help, especially when it comes to managing their wealth and future. For those who don’t have the time to manage their own investments, or want access to on-going professional financial advice, working with a financial planner or investment advisor can…

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Did you mean to say asset allocation? That’s usually the response we get from clients when we bring up asset location within their portfolio. Both asset allocation and asset location are important considerations when building an investment portfolio to meet a client’s specific goals. The best way to think about this is that asset allocation…

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