INVESTMENT MANAGEMENT

Set aside the pie chart for a moment.

While asset allocation is important, the concerns of outliving your money, managing liquidity issues, the volatility of the various markets, tax consequences – these issues cannot begin to be addressed with just a pie chart. Yet, consider how important these variables are in creating an effective investment strategy.

Our clients work with us because they understand that managing their families’ finances carries with it significant responsibilities and they don’t want to go it alone.  Together, we help them sort through the complexities of investing, and offer solutions that integrate tax, estate planning, insurance and other areas that have an impact on their investment decisions. Here’s how…

Goal-Driven Investment Strategies

The process of designing your investment portfolio begins with a conversation to help you clarify and define your investment goals,  your short and long-term objectives, your retirement horizon and  the level of risk you are comfortable taking.  We talk about your concerns and  the things that keep you up at night. We draw on these  insights to build a diversified portfolio to best achieve your financial objectives.

There is literally a universe of investment options from which to choose. We apply a “best of strategies” philosophy to evaluate each investment opportunity on its own merits, involving you in the decision-making process so that you are informed, engaged and educated about our investment recommendations.

We build your portfolio like we build our relationship with you, carefully and with a long-term perspective.

Experience and Expertise

You want the most experienced minds working together to create your investment strategy, monitor your portfolio and make modifications as investment conditions or your circumstances change. Our team of highly qualified financial professionals are solely dedicated to the research of appropriate investments and constructing portfolios.

The research team we employ includes:

• Certified Financial Planner practitioners (CFP)
• Chartered Financial Analysts (CFA)
• Chartered Institute of Management Accountants (CIMA)
• Masters of Business Administration (MBA)
• Chartered Retirement Plan Specialists (CRPS)

While this list of designations is impressive, the strength of our financial team lies in their collaboration as they work together to build portfolios that consider the individual needs of our clients.

(Finally) Comprehensive Reporting

Financial reports should answer the question, “How am I doing?” Our clear, concise reports capture a wide range of information to help you understand how your investments are performing. We let you know how you measure up against industry benchmarks and your own goals.

Advanced Reporting

It becomes increasingly more difficult to know how you are doing if you have assets at various custodians. Our advanced reporting capability gathers information for all of your assets regardless of custodian and includes:

• individual securities such as stocks and bonds
• CDs
• mutual funds
• separately managed accounts (SMA)
• 401(k)/TSP accounts
• hedge funds and private equity

Our Consolidated Asset Reports illustrate:

• Total performance by account, strategy or holding
• Income Summary
• Tax implications
• Current allocation and change in allocation over time.

With a comprehensive picture of all of your assets, we answer your most important question, “How am I doing?”

Economic News and Intelligence

Economic conditions are constantly changing and so is your need for timely and relevant information. We put our expertise to work to educate you about the economy, political attitudes and legislation, and the impact that global and other issues may have on your wealth.  You will find an ever-changing array of timely topics and more in-depth economic analyses on our website.